CDH Investment Bank has reported an 84 percent growth in profit after tax for the year ended December 31 2025 to K43.221 billion from K23.534 billion the previous year.
In a published statement, the bank says the performance was driven by a 69 percent growth in operating income, with net interest income rising by 45 percent to K25.424 billion from K17.554 billion.
Non -interest income also contributed positively to the outturn, growing to K64.139 billion.
According to the statement, despite a 54% rise in operating expenses, the bank significantly improved its efficiency, reducing the cost-to-income ratio from 39 percent to 28 percent.
Total assets expanded markedly by 82 percent reaching K974.234 billion from K536.766 billion in 2024.
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This balance sheet growth was underpinned by an 84 percent increase in customer deposits and an 83 percent rise in investment funds.
Loans and advances also recorded healthy expansion demonstrating the bank’s support of private sector development.
Announcing the results, the bank highlighted its resilience amid a challenging macroeconomic environment.
Commenting on the performance CDH Investment Bank Chief Executive Officer and Managing Director Thoko Mkavea said the results reflect the dedication of the team and the trust of clients in a difficult operating landscape.
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He said the bank continues to focus on delivering sustainable value while supporting the country’s economic development.
“We are proud of our people and we commit to continue investing in them as they continue to serve our customers and the communities who support us,” he said.
He highlighted foreign exchange shortages, high import costs, and potential global supply chain disruptions among risks facing the economy.
He however said inflation is expected to moderate further this year, supported by improved food supply conditions and tighter fiscal and monetary policies, which are ideal for growth of businesses.
